Freddie Mac's requirement for TransUnion’s PP11 segment for 82-months’ worth of payment history is preparing for release early January 2026.

If you missed TransUnion's September or November waves to update your PP11 segment subscriber codes, contact your TU Representative today to confirm when your subscriber codes can be implemented to avoid delays. 

What You Can Do Today

If you have already updated your subscriber codes, no action is necessary.

For those who have not updated their subscriber codes, work with your TU Representatives to ensure your TU codes include the PP11 segment data. NOTE: any product that you offer, which could potentially be reissued into LPA, should be configured via your access to request it.

This is a bureau-level setting on your code, and once it is enabled, it will always be on at TransUnion. Please contact Matt Brannon with any questions at Matt.Brannon@SharperLending.com.