XOLX Closed Loan Pricing Enhancements, Telco Updates
New Features Now Available
New features are now available within the XOLX platform! These new features enable you to better leverage Closed Loan Pricing for your clients’ bundles, as well as continue to prepare your organization for upcoming Freddie Mac requirements for Equifax®’s Telco/NCTUE data.
- Expanded functionality for Closed Loan Pricing: within XOLX, we have gone beyond what you can do with the current closed loan pricing features. Now, you can choose to add the base product price and the closed loan price together to come up with a new total amount with the new “Total Closed Loan and Original Product Fees” setting. For example: if the base product price is $125, and the Closed Loan Fee is $150, the total amount when the file is marked as Closed would be $275.00.
Note that, if you leave the Total Closed Loan and Original Product Fees option unchecked, the closed loan fee would work as it does today: when a file is marked Closed, the system will take the amount in the Closed Loan Fee price field, then add the difference of the closed loan fee and the base product price to have the price of the product total the amount in the Closed Loan Fee field. - Equip Your Products for Telco/NCTUE Data: within XOP, you can now enable a brand-new Equifax® access addon on your products so that you can receive and deliver Telco/NCTUE data to your clients on your credit files. Click Here to learn more about the Equifax Telco/NCTUE data, especially as it relates to upcoming Freddie Mac requirements to always include this data on LPA reissues.
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