XOLX October 2026 Release Notes

Enhancements for CRAs


SharperLending is releasing new enhancements to XOLX on Friday, October 2, 2026. This release introduces FICO ® Score Potential products, client invoicing updates, enhanced management reports and more. With each update, we are advancing XOLX toward delivering the same robust provider management capabilities you rely on in XOP.

Check out the Release Notes below for more information or visit our Help Center.
 

Release Notes

  • FICO® Score Potential Available Now: Deliver greater value to your clients by providing predictive credit score insights and assisting borrowers in exploring their future financing potential by utilizing FICO®’s Scoring Simulator tool. NOTE: FICO® Score Simulator must be enabled for the FICO® Score Potential feature to become available.
     
  • Include $0 Items on Client Invoices: A new client-level setting is available to bring more attention to the value you deliver to your clients that are on bundled pricing programs. When you view a client company's detail in XOLX, in the Client Interface Settings section, you will see a new option called Include Zero Dollar Items on Client Invoice (MLA, OFAC, Public Recs). If enabled, any specified  zero-dollar amounts entered for PitchPoint public records, or any of the MLA or OFAC bureau products, will display the $0 amount on that clients' invoices.
 
  • Score Comparison Management Report Available in XOLX: This release includes the availability of the Score Comparison management report in XOLX. This report displays all scores on a file (per bureau, per borrower) so users can easily compare scores in a single report, which includes VantageScore4 (if ordered on the file). Go to the Management Reports menu, then select the Additional Reports tab. In the drop-down list, find and select the Score Comparison Report entry, configure the detail you want in the report, then click Run Report. You will be prompted to view and download a CSV with the corresponding data.
     
  • Identify 2nd Use Individual or Joint Files: Easily track requests placed as an Individual or Joint file directly on the Monitor Second Use Activity dashboard. The new column reflects I/J to provide a better snapshot of details for 2nd Use reporting.